Q&A: I lost my job a few months ago. When should I start to panic?

A new reader question on The Joint Account.

QUESTION: I was laid off over the summer and given three month’s severance, which is running out soon. Finding a new job is taking longer that I expected, and I am starting to worry that if I don’t find something soon, we’ll be screwed. When should we start to panic?

ANSWER:

Losing your job is brutal and can hit your mindset as much as your household’s ca…