The Joint Account

The Joint Account

How to raise kids who are good with money

Financial literacy starts earlier than you think. Here's what to teach them at every age.

Heather and Douglas Boneparth's avatar
Heather and Douglas Boneparth
Apr 15, 2026
∙ Paid

When Ruby was three or four, one of her little-kid things broke. I don’t remember what it was, because what she said after struck me to my core.

She said, “It’s okay, Mama. Amazon Prime can bring us another one tomorrow.”

I’m sure some of you think this was an adorable thing for her to say. But given what we do for a living, coupled with my millennial agi…

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