Q&A: What should we do with our cash before interest rates come down?

Welcome back, TJA friends! Douglas here with another reader question. Let’s get into it.

QUESTION:

We’ve built a strong cash reserve but heard interest rates are coming down later this year. Is there anything we can do to keep our savings earning a high yield?

ANSWER:

If you know me, you know how much I love having a deep cash reserve. I am not talking abou…